If you do get a call or message that you think is from a government agency, initiate a separate means of communication, Rossman says. "I'd be very wary of any inbound emails or phone calls that are supposedly from the IRS, Treasury Department, a state unemployment benefits agency, etc.," says Ted Rossman, a credit industry analyst with. In order to protect yourself, most experts recommend that consumers avoid picking up any calls from unfamiliar phone numbers - let them roll into voicemail for further scrutiny. Spoofing technology has made it easier than ever for scammers to impersonate anyone, including government agencies. Here are five common red flags that experts say could signal a stimulus check scam. "Scammers are always looking for new opportunities, like the passage of another round of federal stimulus, to rip off consumers," Moody says. On Monday, Moody's office put out a notice cautioning the public about the increased potential for scams.
Yet the lingering uncertainty surrounding the second round of stimulus payments creates the "the perfect storm for fraudsters trying to make a dishonest dollar," says Ashley Moody, Florida's attorney general. And while Trump signed the relief package slightly later than expected, a senior official told CNBC on Monday that the payments will go out on the same timeline. The IRS is expected to initiate direct deposits of stimulus payments before Thursday and send out paper checks and debit cards by Jan.
Stimulus payments start to phase out if you earned more than that, stopping completely for those with adjusted gross incomes of $87,000 or more ($174,000 for married couples). That's because the legislation includes provisions for a second round of stimulus payments, up to $600 per individual, including dependent children under age 17, if you're an individual who earned less than $75,000 ($150,000 for those married filing jointly) in 2019.
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